Introduction to Liberty Commercial Finance Limited
Liberty Commercial Finance Limited is a commercial finance broker firm that operates in the United Kingdom. The company specializes in providing a range of financial services including commercial mortgages, business loans, asset finance, and invoice finance. They claim to offer tailored financial solutions to businesses of all sizes, from startups to established corporations. This article aims to provide an objective review of the services offered by Liberty Commercial Finance Limited.
Range of Services
Commercial Mortgages
Liberty Commercial Finance Limited offers commercial mortgages to businesses looking to purchase or refinance commercial property. While this service can be beneficial for businesses looking to expand or consolidate their operations, it has been noted that the company does not provide a wide range of options in terms of lenders. This can limit the flexibility and competitiveness of the mortgage deals they can offer.
Business Loans
The firm also provides business loans which can be used for a variety of purposes such as working capital, expansion, or purchasing equipment. However, it is important to note that the interest rates and terms of these loans can vary greatly depending on the individual business’s circumstances and the specific lender.
Asset Finance
Asset finance is another service offered by Liberty Commercial Finance Limited. This can be a useful tool for businesses needing to purchase or lease equipment, vehicles, or other high-cost items. However, some customers have reported that the company’s asset finance options can be somewhat limited and may not cover all types of assets a business may need to finance.
Invoice Finance
Finally, the company offers invoice finance services, which can provide businesses with immediate access to funds tied up in unpaid invoices. While this can greatly assist with cash flow, some customers have expressed dissatisfaction with the fees associated with this service.
Customer Service
Customer service is a crucial aspect of any business, and Liberty Commercial Finance Limited is no exception. While some customers have praised the company for its professional and friendly service, others have reported issues with slow response times and lack of communication. This inconsistency in customer service can be a concern for potential clients.
Transparency
Transparency is another important factor when dealing with financial institutions. Some clients have raised concerns about the lack of transparency in Liberty Commercial Finance Limited’s fees and charges. It has been reported that the company does not always clearly disclose all potential costs upfront, which can lead to unexpected expenses down the line.
Conclusion
In conclusion, while Liberty Commercial Finance Limited offers a range of financial services that can be beneficial to businesses, there are areas where the company could improve. The limited range of lenders and asset finance options, inconsistency in customer service, and lack of transparency in fees and charges are all points of concern. As always, businesses should carefully consider their options and conduct thorough research before choosing a financial services provider.
I had a terrible experience with Liberty Commercial Finance Limited. Their customer service was slow and unresponsive, and they did not follow through on their promises. I felt like they were more focused on getting me to sign on the dotted line than actually helping me find the best financing options for my business. I would not recommend them to anyone looking for a reliable and trustworthy broker.
I am extremely displeased with Liberty Commercial Finance Limited’s brokerage services and their lack of effectiveness in helping me reach my financial goals.